BofA Locks Financially Strapped Borrower Out Of Home Days After Agreeing To Revised Loan Payment Program

In Trenton, New Jersey, WPVI-TV Channel 6 reports:

• A 57-year-old woman in Trenton is trying to put the pieces back together after being victimized by a mistake by her mortgage company which just happens to be the Bank of America. Three days after being locked out of her house because of a bank mistake, Nina Morra was let back in [Friday], only to find she had no water, no electric, and no heat.

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• After spending several months in the hospital following a stroke in January, Russian-born Nina fell behind in her mortgage payments to Bank of America and was facing foreclosure, but on November 19 she'd been accepted in to a repayment plan. Nina then went away for a week to visit relatives for Thanksgiving, but when she returned late Tuesday night to her Division Street home she found the locks had been changed.

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• Apparently Nina's paperwork for the repayment plan didn't clear quickly enough to stop an inspector for the bank from changing the locks and declaring her house abandoned while she was away. [Company s]pokeswoman Jumana Bauwens says Bank of America takes responsibility because it was their contractors and promised to pay any costs associated with the mix-up.

For the story, see Mortgage mix-up in Trenton. ForeclosureLockOuts