BofA At Center Of Another Screw-Up; Central Florida Couple Faces Foreclosure Despite Having Proof That All Mortgage Payments Were Made

In Central Florida, WSOC-TV Channel 9 reports:

• Roger Wilsford and Teresa Stamey are about to lose their mobile home to foreclosure. Wilsford said he'd been paying his monthly payments of $762 to mortgage company Taylor, Bean and Whitaker, but last August it went into bankruptcy and he didn't know it. "Still, you know, I'd get a bill from Taylor, Bean and Whitaker ["TBW"], so I'd still send my payments,” Wilsford said. For three months, he said, he sent them payments until his daughter, Megan, saw online that TBW was bankrupt.

• Then Wilsford got a notice from Bank of America Home Loans saying it had taken over his loan. He started sending payments to them, but later Bank of America told him he was nearly $2,300 behind on his mortgage. Megan, who handles Wilsford's financial affairs, said she can't get Bank of America to accept the TBW cancelled checks as proof he made the three payments. "The only thing he could tell me is he wasn't the only one that this has happened to, there was several other people," she said. Action 9 asked Bank of America about Wilsford's claim. A spokeswoman said she'd check into it.

• Meanwhile, Better Business Bureau president Tom Bartholomy said as the economy causes more mortgage companies to go bankrupt, homeowners could have trouble getting credit for all their payments. "We've had people had to petition bankruptcy courts to get it done," Bartholomy said. Wilsford said he may have to do that or lose his home to foreclosure.

Source: Action 9: Mortgage Company’s Bankruptcy Causes Problem For Homeowner.