Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Monday, October 29, 2012
Elderly HOA Residents Stuck With Crappy Cable Contract; Face Lien, Foreclosure Threats Over Bills For Services They Don't Use
In Ocala, Florida, WFTV-TV Channel 9 reports:
Some Ocala residents are taking on a cable company they say is forcing them to pay for services they don't use. The homeowners of the Palm Cay community said Cablevision has threatened them with liens and foreclosure.
Some homeowners said they are still charged by Cablevision, even though they use a satellite TV company. The cable company said it doesn't matter.
One homeowner's cable bill, which he said he hasn't paid in years, went up to $1,200 – and ended up in court Wednesday. Leonard and Annette Gaze, residents of Palm Cay, said they have to stand up for themselves and many of their neighbors. "They are afraid. They don't want to make waves. And they're too old to fight. So they just sit back and pay," Leonard Gaze said.
Some residents don't want it. One said she didn't like the excuse she got when her cable went out. "The moon was in the wrong place and we lost our signal," Hill said. She said the company told her they have a contract in the community and she has to pay forever.
When the community, for ages 55-plus, was built back in the 1980s, cable was considered one of the amenities -- homeowners had to pay for it.
But the service has changed hands over the years. The Gaze's said the old rules no longer apply and they haven't paid their bill in years, so they took the case to court with dozens of their neighbors in tow.
A letter from Cablevision's lawyers to the Gazes insists the homeowners are "contractually obligated" to pay their cable bill, whether they use the service or not.
The Gazes said too many seniors in their community have been frightened into paying. "They're afraid their kids will inherit a problem when they die," Annette Gaze said. The court case resumes next Monday with one last witness -- the owner of the cable company.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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