Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Saturday, May 04, 2013
Homeowner Spends Thousand$ To Regain Control Of House Held Out For Rent After Adverse Possession-Claiming Crackpot Commandeered Control Of Temporarily-Unoccupied Premises
In Miami, Florida, WFOR-TV Channel 4 reports:
Carlos Mejeas can’t forget the shock of finding a woman named Michele Bell and a half dozen other strangers living in his six bedroom Miami house, which was on the market for rent.
“I almost had a heart attack. I came to the house she was here. Fifteen people were here,” Mejeas told CBS4 Chief Investigator Michele GIllen.
But finding her living there was just the beginning of his nightmare.
Bell didn’t want to just live in Mejeas’ house, she wanted to own it. According to documents filed with the Miami Dade Property Appraisers office, she had filled out a one page form and applied to adverse possess the house.
***
For someone to legally adverse possess a property, it needs to be abandoned and the applicant needs to pay property taxes for 7 years. A CBS4 investigation finds that is rarely the case, and in fact many of the homes people are moving into and filed adverse possession for are owned by another party who is current with paying taxes on the property.
In fact, just recently and for the first time, the Miami Dade Property Appraisers Office did a cross check with the Tax Collectors office and found that nearly half of all recent adverse possession applications were invalid and were immediately voided because the taxes were current.
CBS4 investigators visited dozens of houses across Miami-Dade and Broward whose addresses we found on documents filed with the property appraiser’s offices.
One such house happens to be located directly across the street from the home of Carlos Mejeas. Mejeas said he finally got his house back after spending thousands of dollars in legal fees to go to court to try and get Michele Bell and her acquaintances out of his house.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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