Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Friday, February 26, 2016
Environment Feds Clip Home Renovation Contractor For $6K To Settle Allegations That Outfit Violated Record-Keeping Requirements Under Lead Paint Rules Governing Rehab Of Pre-1978-Built Structures
From the U.S. Environmental Protection Agency (Lenexa, Kansas):
EPA Region 7 conducted a record-keeping inspection in response to a tip and complaint regarding Home Pro in Joplin, Mo., that revealed violations of the Renovation, Repair and Painting (RRP) Rule. As part of a settlement with EPA filed in Lenexa, Kan., the company has agreed to pay a $5,978 penalty to the United States.
The RRP Rule seeks to reduce lead exposure from toxic lead dust that can be disturbed during renovations and repairs. The rule regulates lead-based paint activities, including renovation of residences built prior to 1978, and the certification of individuals and firms who are involved in these activities.
The recordkeeping inspection conducted in October 2014 at Home Pro, a home renovation company, revealed that the company failed to obtain written acknowledgement from homeowners that they received a Renovate Right pamphlet prior to renovations, and to retain records documenting lead safe work practices.
Lead exposure can cause a range of adverse health effects, from behavioral disorders and learning disabilities to seizures and death, putting young children at the greatest risk because their nervous systems are still developing. A national survey of lead and allergens in housing conducted by HUD estimates that 38 million occupied housing units (about 40 percent of all housing units) in the United States contain some lead-based paint.
There are approximately 500,000 U.S. children ages 1-5 with blood lead levels above 5 micrograms per deciliter (µg/dL), the reference level at which the Centers for Disease Control recommends public health actions be initiated.
If you suspect the Lead Renovation, Repair and Painting (RRP) Rule has been violated at a recently completed or ongoing renovation project, EPA encourages you to contact Region 7 at 1-800-223-0425 or by using the electronic form available online.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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