Is Getting Identity Theft Insurance A Good Idea?

With mortgage fraud scams around involving "straw buyers" that use stolen identities, maybe so. Maybe your current homeowner's insurance policy already covers you for it. Maybe the deductible is so high that the policies are just a way for insurance companies to squeeze more money out of you. To read more about it, see What Is Identity Theft Insurance?, reported at washingtonpost.com.

To see which states have "credit freeze laws" (laws that allow you to "freeze" access to your credit report) and how to implement a freeze, see State Security Freeze Laws.
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