Upstate NY Couple Forced Into Court To Stop Lender's Collection Attempts, Foreclosure Threats On Paid-Off Mortgage

In Voorheesville, New York, WNYT-TV Channel 13 reports:

• Georgianne Crabill's phone wouldn't stop ringing. "At work, they were relentless! They wouldn't let me off the phone!" Debt collectors demanded that she and her husband Bill - pay up.

• The Crabills had re-financed their home, and CitiFinancial insisted they owed nearly $20,000 on their original mortgage. Bill and Georgianne insisted they didn't owe it. They were threatened with foreclosure.

***

• For the Crabills, the calls went on for years. The stress was nearly unbearable. But they had one thing in their favor: they did not owe the debt CitiFinancial was trying to collect. They fought back in court. "Finally after we counter-sued them, they admitted they they had done something wrong and figured it out and cleared everything up. But if we hadn't done that, we wouldn't have our house today."

For more, see When Debt Collectors Go to the Extreme.