Premature Foreclosure Eviction Leaves Family's Belongings Missing, Out On Street Before Lender Obtained Title To Home

In Waldron Acres, Illinois, The Daily Journal reports:

• Richard Ball is among hundreds of thousands of Americans who have been caught in the current foreclosure crisis. However, his situation has drawn individual attention, and he called The Daily Journal to tell his side of the story.

***

• Ball said the family, which also includes the couple's 14-month-old son and his mother, moved out on Jan. 13, anticipating the foreclosure. The family had fallen six months behind on house payments after the interest rate rose.

***

• On Jan. 29, Ball said he tried to retrieve the remainder of his belongings from the garage -- a baby swing, bassinet, stereo and several cans of paint and primer. But Countrywide had padlocks placed on the garage's overhead door and on a door that leads into the house, he said.

• All this took place, Ball said, before he received documents showing that the foreclosure of his home was official. He said those papers weren't stamped by a circuit clerk until March 13 and shortly after that, he was served a notice stating that they had to be out of the home by April 13.

For more, see Foreclosure — Family tried to claim belongings.

Go here for other posts on lender screw ups. ForeclosureLockOuts