Saturday, October 24, 2009

Another Homeowner Says Loan Servicer Screw-Up Left Her Facing Foreclosure; Has Proof Payments Were Made, She Says; Media Helps Get Temporary Sale Stay

In Fontana, California, KABC-TV Channel 7 reports:
  • A Fontana woman faced the prospect of losing her home this week because of a mix up involving her loan payments. [... Abiaha] Brockman is in the middle of a mortgage mess. The Fontana home Abiaha bought 10 years ago is supposed to be sold this Friday as a foreclosure, even though Abiaha says she was making her house payments with automatic bill pay through an escrow service. Abiaha has documentation that last year's payments were made on time to her lender, Homecomings Financial.

  • "I was current April, current May with Homecoming, current June, current July and August," explained Brockman. But when Homecomings became GMAC last year, her payments were misplaced and her troubles began. "Three weeks earlier, I got a default letter that my house was in default for $12,288," said Brockman.

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  • [T]his mortgage mess may have a happy ending. After several calls to GMAC Mortgage in Pennsylvania and MGC Mortgage in Texas, Eyewitness News did negotiate a postponement of the sale of Brockman's home. "It took a year to do this, and you guys showed up and did it in a day. Thank you," said Brockman. Now it's up to Brockman to negotiate loan modification with GMAC, and she has 30 days to work on it.

For the story, see Fontana woman escapes losing her home.