Sunday, November 22, 2009

Another Homeowner Falls Thru The Cracks; Conflicting Statements, Lack Of Straight Answers From Loan Servicer Leads To F'closure For Bakersfield Family

In Bakersfield, California, KBAK/KBFX-TV reports:
  • In October, Eyewitness News told the story of a woman who was trying to save her home from foreclosure. Unfortunately, the situation has only gotten worse for her, [...]. "I've been in that home for 10 years," said homeowner Linda Harness. "Now, I have to uproot my kids and start over with a business?"

  • Harness is frustrated, and with good reason. Her home is being foreclosed. But the most frustrating part is that Harness said she doesn't know how it happened. A few months ago, Harness contacted her lender, Aurora Loan Services, about going from an adjustable mortgage to a fixed rate. "I made sure the payment was on time," Harness recalled after being enrolled in the program. "I was so happy when they said we can resolve this."

  • But in mid-September, ALS told Harness she didn't qualify for the program. So Harness enrolled in another program, or so she thought. "On October the first, they knocked on my door and said my house was in foreclosure," she said. Eyewitness News tried asking ALS about what happened, but it said its policy is to not talk to the media about their clients. Harness called, again, to try and get a straight-forward answer. But after numerous attempts to save her home, Harness' house has been foreclosed, and she's now wondering what to do next.

For the story, see Woman loses foreclosure fight; others have hope.