"It Has To Be A Halloween Joke!" Says Georgia Homeowner In Response To BofA's Loan Modification Offer To Lower Mortgage Payments By $1.61/Month

In Stone Mountain, Georgia, WXIA-TV Channel 11 reports:

• Kimberly Smith was relieved to learn that she would finally get her interest rate down so she could stay in her home. What surprised her was that the adjustment was only a mere: $1.61. Yes, only $1.61.
  
  Smith couldn't believe it. "It has to be a Halloween joke. They have got to be kidding.
  $1.61?" Smith said. "I mean they wasted more on postage and FedEx than what I am getting as a reduction."
  
  Smith's mortgage modification program with Bank of America is through the federal Making Homes Affordable program.

For more, see Woman's mortgage modification only saves $1.61.