Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Friday, November 23, 2012
Rent Skimming Ex-Landlord, Foreclosing Bankster Leave Renters In 5-Unit Cleveland Building Without Heat, Water
In Cleveland, Ohio, WEWS-TV Channel 5 reports:
A growing number of tenants are being left without heat and other utilities, as apartment owners fall into foreclosure.
Sirlinda Chase of Cleveland is doing all she can to raise her 7-year-old son, despite tough economic circumstances. However, over the past two months, her situation has gotten even more challenging after the heat in her apartment building was suddenly cut.
Chase told NewsChannel5 the owner of the building went into foreclosure without warning, and when the bank took possession, the heat and water was turned off to all five units at the complex.
"I gave him two months rent for a security deposit, he took my September and October rent, and never said the building was under foreclosure," said Chase. "Once we found out, that's when he stopped answering calls."
Chase showed NewsChannel5 Troubleshooter Joe Pagonakis how she must now boil water on her electric range, and run the oven with the door open, in a desperate attempt to keep her unit warm." "I'm so beat just trying to fight this alone," said Chase. "I happy that you're here helping me. I'm crying out for help."
5 On Your Side took this case the Cleveland Housing Court Judge Ray Pianka, and Housing Court Specialist Robert Fuchs. Fuchs explained a property owner must keep heat in all units, no matter how the rental unit has changed hands. "If it's below 50 degrees, the city code says and owner has to be able to provide heat at 70 degrees in the habitable areas of the house, said Fuchs.
Judge Pianka explained the Tennant Protection Act calls for utilities to be maintained for at least 90 days, even after a property falls into foreclosure. "The landlord has an obligation, even if the property is purchased at sheriff's sale, to keep the property fit and habitable," explained Judge Pianka. "This is something they can't ignore, they are to provide heat."
Cleveland Housing Court agreed to contact the bank that is now holding the property, and is working with the listing agent, in effort to get the heat restored. Cleveland Building and Housing inspectors are also being called to the complex, to make use the furnaces at the property are operable, and safe.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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