Servicer Agrees To Accept $13K From State-Run, Federally-Funded Program To Cover Homeowner's Late House Payments, Then Proceeds With Foreclosure Sale Anyway

In Mableton, Georgia, The Atlanta Journal Constitution reports:

• Andu Trisa Long thought her home had been saved. Unemployed for nearly a year, she had fallen behind on her mortgage payments after burning through savings. Through a state-run, but federally funded program, her mortgage company would be receiving thousands of dollars in taxpayer money to stave off foreclosure.
  
  But, as the 54-year-old Mableton woman stood in her foyer one October afternoon, she could hardly believe what she was reading. It was an eviction notice and offer to give her as much as $3,000 if she quietly moved out of the house she built with her husband in 1999. Just leave the keys, the letter from law firm Pendergast & Associates said.
  
  In the coming weeks, the state would wire CitiMortgage, the servicer for her loan, at least $13,000 to make Long’s mortgage current. But unbeknownst to the state or Long, Citi had already foreclosed, despite reaching an agreement with the program, known as Homesafe Georgia.
  
  Long’s foreclosure shows just how little protection Georgia consumers really have. Even when they’ve been awarded state and federal assistance, homeowners can get caught by a foreclosure machine with little oversight or repercussions for errors.

For more, see Bank backtracks after improper foreclosure.