Monday, April 01, 2013

Another Bankster Tagged By WV Non-Profit In Suit For Allegedly Screwing Over Homeowner With Unauthorized, Illegal Fees Clipped When Servicing Mortgage

In Charleston, West Virginia, The West Virginia Record reports:
  • A couple are suing U.S. Bank National Association after they claim it violated their mortgage contract.

    The defendant repeatedly misrepresented amounts due on John and Esther Stitt’s account and assessed a variety of illegal fees to the account, according to a complaint filed March 14 in Kanawha Circuit Court.

    The Stitts claim the defendant also refused to credit payments on the account by either returning payments or placing the payments in suspense. Rather than provide the Stitts with any assistance, the defendant ultimately chose to pursue foreclosure, in violation of their mortgage contract, according to the suit.
***
  • The Stitts claim during the course of servicing the loan, the defendant assessed unauthorized and illegal fees to their account and added fees that were never agreed to. U.S. Bank National Association breached its contract with the Stitts, according to the suit.

    The Stitts are seeking actual damages and civil penalties. They are being represented by Daniel T. Lattanzi, Jennifer Wagner and Bren J. Pomponio of Mountain State Justice Inc.(1)
For more, see U.S. Bank National Association accused of violating mortgage contract.

(1) Mountain State Justice, Inc. is a non-profit public interest law office dedicated to pursuing litigation focusing primarily on combating predatory lending and abusive debt collection techniques on behalf of low-income West Virginians, and which provides free legal services in its areas of practice to qualifying individuals.

See Despite Jury's Actual Damage Award Of $0, Booted WV Homeowner Walks Away With $32K In Inflation-Adjusted Civil Penalties, $30K In Attorney Fees Anyway In Connection With Foreclosing Lender's Unlawful Debt Collection Practices for a post on a recent West Virginia Supreme Court of Appeals case in which Mountain State Justice scored a win for another screwed over homeowner.