Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Saturday, June 27, 2015
20-Month Saga Of Vulnerable Senior Who Reclaimed Rented Apartment After Being Illegally Booted While In Injury-Rehab Highlights Emerging Trend Of Eviction-Hungry NYC Landlords Demolishing Rent-Regulated Units Immediately Upon Ouster So Judges Can't Put Tenants Back In
In New York City, amNewYork reports:
Upper East Side Tracy Morisada, is one of the rare New Yorkers who regained her apartment after being evicted. But reclaiming her tiny studio entailed a terrible, nearly two-year nightmare in which she lost all her possessions, from her passport to her computer.
Her saga illustrates not only the lengths some landlords will go to reclaim rent-stabilized apartments, but how quickly a vulnerable renter can be stripped of all they have.
Morisada, 81, had been taken to court by her landlord for falling behind on rent and was given more time by a judge to gather up the arrears on her then-$899 a month studio when she was mowed down by a bicycle in Central Park on July 27, 2013.
She was gravely injured, with a traumatic brain injury, multiple rib fractures, a facial bone fracture and other traumas. Despite her condition, she had the presence of mind to tell staff at New York Presbyterian Hospital she was in the midst of a housing court case. A social worker informed her landlord, BLDG Management Co., Inc. by phone and in writing of her condition, requesting her case be postponed.
Instead, BLDG listed her walk-up apartment as available for renovation on Aug. 1. When she failed to appear in court on Aug. 5, the landlord didn't explain to the judge why she wasn't' there. Instead, BLDG obtained an eviction order, and swiftly moved all of Morisada's possessions -- her silk kimono, computer, all her identification, gold jewelry and a prized mink coat ("it was a good one!" she recalled) into a storage facility and began renovations.
Neglecting to tell the judge why Morisada failed to appear constituted "a fraud upon the court," said Morisada's lawyer, Jason Blumberg of MFY Legal Services.
Morisada was recuperating in the Mary Manning Walsh Home, on York Avenue, when a social worker performed a home inspection on Oct. 25 to make sure she could be discharged safely, and discovered there was no home for Morisada to return to; her apartment had been gutted and was about to be occupied by a new tenant.
Nursing home staff moved swiftly to obtain legal representation for Morisada through a pilot program at The NYC Department of the Aging, hooking her up with MFY Legal Services.
A judge vacated her eviction in March 2014 and ordered that she return, but also ordered her to pay all her back rent. Mary Manning and MFY -- hobbled by Morisada's lack of personal documents -- spent a year cobbling together funds to pay the metastasizing rent arrears and enrolling Morisada in programs to supplement her Social Security check so she wouldn't fall behind again. Because all her belongings had been auctioned off for nonpayment of rent without her knowledge, advocates also had to furnish the vacant unit.
***
Morisada "never would have gotten home without" the efforts of Mary Manning employees, who first filed court papers on her behalf, obtained a Medicaid waiver for her and worked arduously not only to reclaim her home, but her vanished possessions, and, when they couldn't, filed numerous complaints, added Blumberg.
Her story points out why all vulnerable seniors need court-appointed lawyers in housing cases, said MFY director of development and communications Dolores Schaefer, who is a fan of the "right to counsel" movement. "Landlords are desperate to get these rent stabilized apartments back," she said, often so that they can hike rents and turn them into market-rate units for new tenants.
The stakes are especially high now because "there's an emerging trend of demolishing an apartment the minute (landlords) get a tenant out so a judge can't put (renters) back in," added Blumberg, who would like sanctions levied upon landlords who do this.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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