Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Friday, December 04, 2015
Code Violations Lead To Shut Down Of 16-Unit Building In Foreclosure, Leaving Most Residents Scrambling While Some Stay Put w/ Nowhere To Go
In Peoria, Illinois, WEEK-TV Channel 25 reports:
One week after Peoria code enforcement inspectors shut down a West Bluff apartment building, some residents are still living there. For some of them, getting help has not been easy.
Charnell Malone was having trouble breathing when an ambulance rushed her from her apartment last Tuesday. Malone says trouble began when her landlord brought in a propane heater to kill bed bugs. "I asked that man not to turn that thing on me. I said, ‘Mr. Gil, you know I have lung spasms.’ You know what he told me--I said, ‘How hot it supposed to get?’ he said, ‘120 degrees.’ I said, ‘Mr. Gil, is you crazy?’ He was like, ‘naw,’" recounted Malone.
Hours later, Peoria code enforcement inspectors shut the apartment building down due to numerous violations. Code enforcement inspectors found a bed bug infestation among other violations last week.
Most of the 16 apartment building residents at the Roanoke Avenue apartment have moved out.
The Bank of Farmington has started foreclosure proceedings against Johnson, but is also offering $250 cash to residents. “They're very concerned with the plight of residents; it's a very unfortunate situation," said Private Investigator Marcella Teplitz. “I believe almost everyone is out and there are several people who are experiencing difficulties in finding the kind of accommodations that may be necessary for their conditions,” Teplitz added.
Malone, who has a disability, says she has no relatives in the area and--for now--is staying put inside the condemned building. "I'm just taking a chance until somebody can come and help me, ‘cause I can't move nothing around here. I can't move myself half the time,” added Malone.
We tried to reach out to Johnson and his attorney, who showed up in Peoria County court Wednesday for a foreclosure hearing. The foreclosure hearing has been rescheduled for two weeks to give the landlord Gil Johnson adequate time for a response.
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Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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