Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Saturday, February 06, 2016
Home Depot Subsidiary To Cough Up $37K To Settle Allegations It Violated Lead-Based Paint Rules In Connection w/ Home Renovation Project
From the U.S. Environmental Protection Agency (Denver, Colorado):
The U.S. Environmental Protection Agency has reached a $37,065 settlement with Atlanta, Georgia-based THD At-Home Services following a June 2015 compliance inspection that revealed alleged violations of the lead-based paint Renovation, Repair, and Painting (RRP) Rule at a project site in Arvada, Colorado.
THD At-Home Services, a subsidiary of The Home Depot, was the general contractor for the Colorado home renovation project, where prior testing confirmed the presence of lead-based paint. The settlement alleges that the company failed to ensure that waste debris and dust at the project site were properly contained and that the work area was fully cleaned of dust, debris, and residue in accordance with RRP Rule requirements.
“EPA’s Renovation, Repair, and Painting rule provides important, front-line protection for children and others vulnerable to exposure to lead dust that can cause lead poisoning,” said Suzanne Bohan, director of EPA’s enforcement program in Denver. “EPA will continue to take steps to ensure that contractors comply with the rule’s requirements to contain waste, control dust, and prevent exposure.”
The RRP Rule, issued under the authority of the Toxic Substances Control Act, requires that contractors that work on pre-1978 dwellings and child-occupied facilities are trained and certified in lead-safe work practices and that those work practices are used on jobsites. This ensures that renovation and repair activities that disturb surfaces with lead paint, like sanding or cutting walls or replacing windows, minimize the creation and spread of dangerous lead dust. The rule took effect on June 23, 2008.
The U.S. banned lead-based paint from housing in 1978, however EPA estimates that it is still present in more than 30 million homes across the nation. Lead exposure can cause a range of adverse health effects, from behavioral disorders and learning disabilities to seizures and death, with young children at the greatest risk due to their developing nervous systems.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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