Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Sunday, June 26, 2016
The Upending Of "No-Pet" Policies By Tenants' "Emotional Support Animal" Requests: "What Was A Drip, Drip, Drip Is Now A Flood," Says One Attorney Representing Penalty-Fearing Landlords
In New York City, DNAInfo New York reports:
[T]he number of requests for emotional support animals — or ESAs — in pet-free buildings has ballooned over the past few years, lawyers and brokers said. Landlords are fearful of potentially hefty fines if they contest a pet’s presence while residents are now feeling more emboldened.
It’s become a bigger issue as websites now make it as easy to become licensed for an emotional support animal as it is to become a minister to officiate your friends’ wedding, many say.
A few sites, for instance, promise an ESA letter from a registered therapist within 72 hours of completing a phone interview. They only require you to pay $125 if you meet the diagnosis of such emotional disabilities as anxiety, depression, panic attacks, personality disorder or post-traumatic stress disorder.
Another — which costs $140 for a letter with an additional $49.50 for overnight shipping — states that if you qualify, “you will then be given your prescription letter which allows you to fly with your ESA, and live in housing where pets are typically not permitted.”
Real estate attorney Sherwin Belkin, of Belkin Burden Wenig & Goldman, said he gets multiple calls every week from landlords across the city asking how to field requests for emotional support animals.
"What was a drip, drip, drip is now a flood,” he said.
A tenant at a Midtown East building, for instance, recently got the go-ahead for an emotional support animal — after a lot of “back-and-forth” with the landlord — and within two weeks, two more tenants from the building submitted requests for such animals, Belkin said.
“If a tenant comes forward with what seems like a legitimate reason, the owner has to consent. You’re not allowed to make deep inquiries because it’s considered a violation of privacy,” Belkin said, also noting that under the city’s pet laws, a landlord can’t do anything about a pet if the landlord knew or should have known about the animal living in the building but failed to take action for 90 days.
Belkin — himself a dog owner — said he was unaware of the ESA evaluation letter websites until a few weeks ago when he started poking around.
He was surprised by the ease with which one could possibly be obtained.
“It struck me that these questions are intended to be as coverall as going to the daily newspaper and reading your horoscope. They’ll apply to everybody,” he said. “This has now created a significant problem in buildings, which is far beyond what anyone intended in creating the category of ESA.”
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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