Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Thursday, September 15, 2016
Despite Four Years Of Prompt Rent Payments, Paraplegic Dad & Family To Get The Boot Out Of Wheelchair-Accessible Home After Bank Foreclosed On Rent-Skimming Landlord
In Medford, Oregon, KTVL-TV Channel 10 reports:
After years of paying rent every month, a bank is kicking a Medford family out of their home because their landlord did not pay the mortgage for six years.
Father and tenant Kevin Airrington said he has paid his rent every month in full for the last four years he has lived there. He said he feels taken advantage of, but also feels guilt.
"I think I've failed as a dad because I'm the one that moved us here," Airrington said. "I'm the one that made that decision to move us here, and now I've got my kids in a situation that's not good."
Not only is Airrington a father of three, but he is paraplegic and on a fixed income. The reason he chose the home he currently rents four years ago was not only because of the size for his children and him, but also the location. He does not drive, so they are able to get everywhere they need walking next to their father. They are a few blocks away from the grocery store, the hospital, their church and other important places in their lives.
In addition, the home they are in has all of the modifications needed for someone with a wheelchair. For example, it is an open floor plan with a ramp and has wider doors so he can get in and out of rooms while in his chair.
News10 did reach out to Kevin's landlord, Johnathon Gray. He chose to not comment on the issue.
For now, the Airrington family is looking for a new place to go, but because of the modifications and other things the family needs in a home, he said this is making the search much harder, especially during the rental crisis.
Sterling West Property Management said what the landlord did is legal, and it does happen. If someone else finds themselves in a situation like this, the property management company recommends seeking legal counsel.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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