Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Sunday, October 09, 2016
Study: Sloppy Paperwork, Failure To Give Proper Notice, Non-Compliance With Licensing Ordinances Infect 1 Out Of 6 Default Judgments Obtained By Maryland Landlords In Tenant Eviction Actions
In Baltimore, Maryland, The Baltimore Sun reports:
Landlords in the state have won cases in rent court despite failing to properly document claims, serve legal notice on tenants or prove that they are licensed to rent properties, according to a study released [] by Maryland Legal Aid.
The organization, which provides free legal services to the poor, documented such errors in more than 17 percent of cases in which landlords won default judgments against tenants for failure to pay rent. Because those landlords didn't follow the law, the group said, they shouldn't have won in court.
Once landlords receive a failure-to-pay judgment, they can proceed to file an order of eviction.
Legal Aid called for better verification of landlord complaint forms, arguing that eviction can start a cascade of devastating consequences — from adults losing jobs because they can no longer get to them, to children missing class time or having to switch schools, to families suffering physical and mental health problems from being displaced.
"Housing plays such an integral role in a person's life that the loss of that housing, for any reason, can have an enormous negative ripple effect not only on the person involved, but also on his/her family and the community at large," the report said.
Problems with rent court tend to disproportionately strike those who are low-income or otherwise disadvantaged or vulnerable, such as the disabled and victims of domestic abuse, Legal Aid said.
Among the most disturbing findings, Legal Aid officials said, was that in 8.5 percent of cases, tenants had not received proper notice they were being taken to court. A failure to appear generally results in a default judgment in favor of the landlord.
"Proper service — the most basic tenet of due process, affording adequate notice of legal claims and a meaningful opportunity to be heard — was not provided to tenants in accordance with Maryland law," the study said. "Default judgments were, nonetheless, entered against the tenants."
Legal Aid launched the study as part of the Human Rights Project at American University's Washington College of Law.
The study was based on a random sample — 1,380 of the estimated 614,735 failure-to-pay rent cases heard statewide in 2012. Researchers reviewed court documents and listened to audio recordings of the hearings.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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