Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Wednesday, February 15, 2017
Trash-Out Contractor's Maintenance Employee Sues City For False Arrest After Getting Pinched For Mowing Lawn, Changing Locks On Home In Foreclosure; Criminal Charges Dropped One Month After Arrest
In Miami, Florida, Miami New Times reports:
Most burglars wouldn't bother cutting the lawn. But on an April day in 2014, that's exactly what raised the suspicions of a woman in one Miami neighborhood. When she saw a strange man cutting the grass outside a home on Southwest Fourth Street, she called the homeowner to let him know.
A crime scene technician from the Miami Police Department soon showed up to dust the home for fingerprints, which an examiner later used to identify a suspect. Almost one year after the break-in, 25-year-old Alden Chase was arrested on charges of burglary and grand theft.
But it turns out Chase had a good reason to be at the house that day: He was working for a maintenance company hired by the bank, which had filed to foreclose the home. What's more astonishing, his lawyer says, is that Chase had posted a notice directly on the front window, indicating he'd been there that day to cut the grass, change the locks, and secure the residence.
Apprised of the mistake, the State Attorney's Office dropped the case. Earlier this month, Chase filed suit against the City of Miami for false arrest.
"It's unique because of the obviousness of the situation," says his attorney, Michael Garcia Petit. "They were aware there was litigation between the homeowner and the bank. ... If you or I as laypeople, not trained law enforcement, came up and observed this, we'd realize we'd probably want to call the maintenance company and the bank to ascertain whether they'd been on the property."
The City of Miami attorney's office did not respond to an email seeking comment on the case; in most instances, the office declines to comment on pending litigation.
Although the charges were dropped about five weeks after Chase's arrest, court records indicate he spent four days in jail before he was able to bond out. His mugshot remains on the internet. As a result of the arrest, Garcia Petit says Chase lost his job and has been hard-pressed to find work.
"The problem he now encounters with each and every job is it shows that he has been arrested for burglary and grand theft, which is not a real good thing to have on your record," the attorney says.
While he's still waiting on more documentation, Garcia Petit says he still isn't sure how Miami police could have arrested Chase nearly a year after the burglary without so much as interviewing him or calling the maintenance company's phone number from the notice posted outside the home.
"Throw common sense out, because common sense doesn't work here," he says. "What happens is they're on autopilot and they don't investigate. ... They arrested him, and I've still got no idea why."
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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