Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Saturday, May 20, 2017
Some Tenants Caught By Surprise By State Health Department's Vacate Orders For Homes Where Children Have Tested Positive For Lead Poisoning & Landords Have Failed To Comply With Abatement Orders
In Toledo, Ohio, The Toledo Blade reports:
Mesha Wallace knew her granddaughter had tested positive for lead poisoning more than a year and a half ago and the health department determined that her home was the likely source.
She made sure Mariah Gaston, now 3, took the recommended vitamins and had a diet full of fruits, vegetables, and iron-rich food. But Ms. Wallace said she had no idea there was a vacate order on her home, or that in the eyes of health officials, it wasn’t safe for anyone to live there.
“No one never told me that I was supposed to leave, the landlord or the health department,” said Ms. Wallace, 36.
The Ohio Department of Health this month published a list of 540 addresses in the state that have orders to vacate. The orders were issued after children who lived in the homes tested positive for lead poisoning and property owners failed to comply with health department orders to make improvements.
Lucas County has 27 properties on the list, the fourth most of any municipality in Ohio. All are in Toledo.
No one should be living in any of the houses on list, said Josh Niese, who oversees the lead program for the Toledo-Lucas County Health Department, which provided the local addresses to the state for publication.
But people are living in them.
The Blade found more than half of the homes on the list are occupied or show signs of recent occupancy. Several residents — most of them renters — who answered their doors said they were unaware there were orders to vacate, though many were familiar with the property’s history of lead problems or the child who had been poisoned there.
Each home on the list has been investigated for lead hazards after a child living at the address registered a blood lead level of 10 micrograms per deciliter or greater, double the Centers for Disease Control and Prevention’s threshold for elevated levels. Owners on the list have not complied with orders to make improvements to the properties, prompting the order to vacate.
A placard describing the vacate order should be placed on each home.
Following inquiries from The Blade, Mr. Niese said health department officials are reviewing department policy. He said placards “should have been placed” on every home, but he said there is no way to guarantee that they stay up. The health department could not produce documentation showing when each property had a placard affixed to it or whether each property owner or tenant had been notified of the order.
“We have understood the deficiencies in the current process, and we are doing everything to shore up the process so it is corrected,” he said. “We are changing our policies to make sure this doesn’t happen moving forward.”
Lead poisoning can damage a child’s brain and nervous system, slow growth and development, and cause learning and behavior problems, according to the CDC. Lead-based paint, widely used in the United States before the federal government banned its residential use in 1978, is prone to releasing dust and chips that can be ingested.
The lead-tainted houses appear across Toledo. A full list of all properties in the state that should be vacated because of high lead levels is available at odh.ohio.gov/pbhazproperties.
One woman answering the door with a young child in tow said she had moved in the previous week and knew nothing about lead hazards on the property; at another, a teenager said his family had moved in about a month ago and was unsure about the home’s history.
Another said she was told her landlord had done the necessary repairs.
A handful of houses where no one answered the door had signs of occupancy, including cars in the driveway, dogs barking inside, and children’s items on porches. The Blade found only a handful of the properties appear to be undergoing repairs.
After a child tests positive with a blood-lead level of 10 or greater, the case is referred to the health department for assessment.
“We will typically do a risk assessment of the home,” Mr. Niese said. “If we feel the home is a source we can issue orders on the home to have them corrected.”
In addition to looking for visual signs of lead hazards such as peeling or chipping paint, inspectors use an X-ray fluorescence gun that detects the presence of lead, he said.
Property owners have 90 days to correct problems and can apply for three, 30-day extensions, Mr. Niese said. After that, vacate orders are placed on the house and are lifted only after a follow-up inspection confirms required improvements have been made.
He said the department is reviewing why so many people continue to live in properties that have been deemed unsafe.
“We are working through ODH to clarify jurisdiction and authority and try to handle it on the local level,” he said, adding that they are determining what authority the department has to enforce the vacate orders and whether they will need to seek out additional public health or housing orders.
“The situation we are in right now is unacceptable, so we need to address it and fix it,” Mr. Niese said. In the meantime, he said the department will work with property owners and tenants to answer questions. He referred tenants needing assistance to United Way’s 211 system for resources.
The orders on homes like Ms. Wallace’s are separate from Toledo’s lead-safe rental law passed last year, and are on the state’s list because a child living there has been poisoned.
The Toledo-Lucas County Health Department is also tasked with overseeing and enforcing the city law, passed by city council in August and amended in April. It mandates rental properties with one to four units built before 1978 and home day-care centers be inspected by independent local inspectors and issued lead safe certificates. Inspections check for visual signs of hazards such as peeling and chipping paint, and test with dust wipes for lead dust concentrations.
Proponents of the law laud it as a preventive measure to keep children from being poisoned like those living in the 27 properties outlined by the state. But the law has met fierce criticism from landlords and some tenants who live in historic neighborhoods like the Old West End, who say it targets good landlords and is burdensome and expensive.
An estimated 30,000 to 50,000 rental units are to be inspected over a three-year cycle with the first deadline next year.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
<< Home