Welcome to The Home Equity Theft Reporter, a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of Home Equity Theft and links to news reports & other informational sources from throughout the country about the victims of Home Equity Theft and what government authorities and others are doing about it.
Tuesday, October 11, 2016
Crackpot Who Openly Admits Using Forged Documents To Hijack Title To Homes Now On The Loose In SW Florida; Cops Investigating
In Cape Coral, Florida, WINK News reports:
A family from Indiana thought they had found their perfect Florida home and were ready to move in… until a realtor realized it had been in the hands of Lemroyal James.
“We were elated at the idea that this would be able to be our home,” said Paul Irminger, a husband and father of four who was looking forward to his family’s move into their new Coral Lakes Home.
The property had been foreclosed by Wells Fargo bank, but he knew it would make a beautiful home for his new baby and three other young children. But then Irminger received a concerning call from his realtor.
“I heard from the realtor and she told me ‘We have a situation,'” he said.
That situation was Lemroyal James.
James is what some, like real estate attorney Jeff Rice, would call a fraud — a total conman. That’s because James admits to claiming the titles of foreclosed homes that he does not own.
“Whoever has done this has gone and checked the foreclosure files and has sought foreclosed properties,” Rice said. “This is a fraud.”
But that’s not how James sees it. He said he is trying to prove a point to banks, who he said required a bailout and shouldn’t own the titles to homes.
“I did it because it was a message to be sent,” James said. “Banks have no say so because we bailed you out.”
***
What James is doing is what title examiners call a “wild deed.” [...] James said he is fighting a civil rights battle. He created the Civil Rights Banking Commission, which he continues use to claim titles on homes he believes banks can’t legally own.
“My intentions are never fraud. My intentions are the law say I can do this, so let’s go to court,” James said. “That’s all I ask, let’s go to court. If you want your property, come to court.”
***
The Cape Coral Police Department is investigating Lemroyal James for selling [] two vacant and foreclosed Lee County homes.
His interview with WINK News was in a foreclosed home in Orlando.
It was furnished.
“You see the house where you are at? Same thing happened. Fannie Mae owns it. Well, Fannie Mae don’t own it. You do the history, Fannie Mae don’t own this property. But I’m here,” James said.
James was arrested in 2003 in Orange County for burglary. He claimed he owned the home at the time because he successfully filed for a quit claim deed. James was also arrested in 2015 for filing false statements and fraudulent documents, which is a felony. Investigators said he filed claims on dozens of homes in Georgia and James could face up to five years in prison.
CBC News: Betrayal of Trust (A CBC investigation reveals how lawyers across Canada have misappropriated and mishandled clients money, to the tune of tens of millions of dollars, or sometimes even charging vulnerable people top dollar for shoddy services)
Land Contract/Contract For Deed/Rent-To-Own Rackets
The New York Times: The Housing Trap (In the wake of the housing crisis, low-income families have turned to seller financing to buy homes but these deals can be a money trap)
Beware The Fine Print: Consumers Forced To Sign Away Their Rights To Use Court System
The NY Times: Arbitration Everywhere, Stacking the Deck of Justice(Part 1 in series examining how clauses buried in tens of millions of contracts have deprived Americans of one of their most fundamental constitutional rights: their day in court)
Foreclosure Mills' Abysmal Record In Complying With New NYS Foreclosure Requirements
Justice Deceived: How Large Foreclosure Firms Subvert State Regulations Protecting Homeowners
MFY Legal Services Report On Questionable Practices By Process Servers In Debt Collection Cases
Justice Disserved: A Preliminary Analysis of the Exceptionally
Low Appearance Rate by Defendants in Lawsuits Filed in the Civil Court of the City of New York
Mortgage Mess Redux: Robo-Signers Return (A Reuters investigation finds that many banks are still employing the controversial foreclosure practices that sparked a major outcry last year)
CNN Video: As Foreclosures Mount, Florida Court Turns To 'Rocket Docket'
The Wall Street Journal: A Florida Court's 'Rocket Docket' Blasts Through Foreclosure Cases (2 Questions, 15 Seconds, 45 Days to Get Out; 'What's to Talk About?' Says a Judge)
"Produce The Note" Strategy When Dealing With Missing Promissory Notes In Foreclosure Actions
ABC Video: Fighting Against Foreclosure (Some homeowners have found a new tactic to keep the banks at bay)
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